As an auto accident lawyer in St. Louis, I see clients all of the time who have sustained serious bodily injury as the result of  a car wreck.   Often, the driver whose negligence caused the car wreck has minimum liability insurance limits. The insurance limits may not be  enough to fairly compensate the injured client. This problem can be minimized through the purchase of underinsured motor vehicle insurance. Underinsured coverage is not required by Missouri law; however, the premium for this coverage tends to be inexpensive.  This coverage will protect the client in the event that an auto accident results in damages in excess of the policy limits of the negligent driver.  An injury attorney needs to be aware of the different procedural issues involved with making an underinsured claim.   As a personal injury lawyer who has handled cases around St. Louis, St. Charles and Farmington, among other areas, I am familiar with the procedures necessary to successfully handle an underinsured motor vehicle accident claim.

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